While Estate Planning, Don’t Forget About Insurance Planning
A well-crafted estate plan helps you prepare for any number of possibilities—just like insurance does. In addition to having conversations around things like health care proxies and distributing property, individuals should be talking to […]
read more
Can You Afford Not to Have Life Insurance?
“Do I really need life insurance?” Financial advisors hear this question from clients all the time. A life insurance premium is yet one more regular expense that eats into your savings, and you may […]
read more
Matching Your Life Insurance to Your Phase of Life
As your life evolves, so do your life insurance needs. There’s no one “right” kind of life insurance to buy at a certain age; we can’t tell you what kind of death benefit you […]
read more
Do You Need Long Term Care Insurance?
Right now, a 65-year-old has a 70 percent chance of needing long term care at some point in the future. Twenty percent of today’s 65-year-olds will need long term care for more than five […]
read more
Important Insurance Policies For Each Stage of Life
Our lives are marked by milestones. High school graduations, 30th birthdays, weddings, home purchases – the major moments often represent transitions between different stages of life. As you move through your life, and as […]
read more
Life Insurance for Retirement Purposes
Many people buy term insurance during their working years for income replacement or other reasons, often believing that they will not need insurance as they get older or during retirement. So, why would someone […]
read moreThe Importance of Early Planning for Long-term Care
You’ve worked hard your entire life. Retirement should be a time to relax and enjoy the fruits of your labor. And yet, because of financial constraints, the majority of American workers aren’t able to plan for retirement, let alone long-term care.
read more