Busy Executives with Equity or Partnership Income

 

Complex Compensation. Limited Time. One Coordinated Plan.

If you’re navigating executive-level income, equity compensation, and a demanding schedule, you need more than a financial plan—you need an advisory team who already understands the complexities you face.

 

Schedule a Call

What You're Navigating Right Now

You’re leading teams, growing a company, or managing partner-level income—and your compensation isn’t simple W-2 wages. At the same time, life isn’t slowing down. You’re juggling a packed calendar, family responsibilities, and the desire to make smart moves—but without the time to become an expert.

Maybe you’re navigating:

  • Stock options (RSUs, ISOs, NSOs) that have grown into a concentrated position.
  • K-1 income and capital calls that make cash planning hard.
  • Deferred comp or carry that have unclear timing and tax impact.
  • Irregular bonuses, spinout equity, licensing revenue, or royalties that complicate projections.
  • AMT, NIIT, and multi-state filing exposure that can trigger surprise bills.
  • Massachusetts estate tax exposure ($2M threshold) that benefits from early titling, trust, and gifting decisions.
 

What Success Looks Like With the Right Plan

  • You have a strategy for stock vests and sales—before they hit
  • Your tax strategy adapts in real time to bonuses, distributions, or K-1 surprises
  • You can support family or give generously—without triggering avoidable tax costs
  • Your estate and insurance plans and beneficiaries are up to date, coordinated, and easily accessible
  • You feel in control of your finances, without needing to find more hours in your week

It’s not that you don’t have the resources. It’s that the moving parts have outgrown your ad hoc system or current advisor—and you need a better way forward.

Busy Executives Wealth Management MA

What to Expect

A Structured Relationship

Onboarding is a 4–6 week process where you share your priorities, we review your grants, K-1s, returns, and accounts, design a coordinated plan across investments, taxes, income, estate, and insurance, and implement it together—with your attorney or insurance partners as needed.

Ongoing, we use real-time modeling for the “what-ifs” in life, so decisions are paced and thoughtful—not rushed or reactive. Our seasonal meeting schedule allows us to focus deeply on one area of the plan at a time, while also being ready to adapt when life changes.

Spring

Tax return delivery and forward-looking projections

Summer

Risk management —insurance review and weincluding a review of your insurance and estate plan

Fall

Investment performance, what-ifs, and next year's planning

Transparent Fees. No Commissions. No Surprises.

We are a fee-only fiduciary firm, which means we don’t take commissions and we’re legally obligated to act in your best interest. No clock-watching. You’ll know your fee before we begin.

 

One Team for Your Full Financial Picture

At Sachetta, your advisor holds credentials in both financial planning and tax. That means your investment decisions, compensation, tax strategy, and risk management all happen in sync—not in silos.

We offer full-service financial guidance that includes:

Financial planning

tailored to your equity, income, and goals

Investment management

designed around your risk tolerance and to reduce tax drag and risk

Tax strategy and return preparation

by professionals who know your full picture

Risk management

through coordinated estate planning and insurance planning

 

When People Reach Out to Us

Some clients come to us after a tax surprise. Others reach out ahead of a major vest, promotion, or liquidity event—hoping to make smart moves instead of reactive ones.

Sometimes it’s a family change: aging parents who need help, or a child heading to college. And sometimes, it’s just a feeling that the system they’ve outgrown is starting to crack.

 
SCHEDULE A Call
Busy Executives Financial Planning MA-1

Planning in Practice


Behind every financial plan is a real life—full of deadlines, family goals, and important decisions. These stories reflect the kinds of challenges our clients bring to us, and how we build calm, clear strategies in response. While stories are fiction, the strategies are true to life.

Click the cards below to read the stories:

Biotech VP Wealth Management MA

 A biotech VP with a large RSU position sought a plan to diversify without regret, minimize taxes, and fund charitable goals intentionally. 

Read the full story
Private Equity Principal Management MA

 A private equity principal needed a strategy to manage erratic carry distributions, complex taxes, and meaningful giving without losing control. 

Read the full story
Consulting Partner Financial Planning MA

A consulting partner with K-1 income, multi-state travel, and deferred comp created a predictable, tax-aware cash-flow cadence with one coordinated plan.

Read the full story

Whatever brings you here, you don’t need to untangle it alone.


Let’s talk through what’s going on, what’s ahead, and what coordinated planning could do for your peace of mind.

Schedule a Call