Wealth Management Pricing

 (investment policy, rebalancing, tax-aware trading) 

(state & federal individual returns) 

 and ongoing access to your advisory team 

• Calculated at the start of the engagement as ⅔ of 1% of investable assets.
• Billed monthly in arrears, 1/12 of the annual amount.
• Reviewed on January 1 each year we:
  1. adjust for net contributions/distributions over the year (we ignore market moves), then
  2. apply a 3% annual increase.
• In nearly all cases, the fixed portion maxes out at $20,000.

• 0.33% of average-daily-balance of the portfolio, billed monthly in arrears.
• Moves up and down with markets and flows.

Each January 1, we review your household’s net contributions/distributions for the year. We ignore market fluctuations for the fixed portion. After adjusting for net flows, we apply a 3% annual increase (inflation step). The $20,000 cap still applies. Mid-year starts are pro-rated for the months remaining in the year.

Result: your effective total fee tends to decline over time if your portfolio grows mainly from markets rather than new contributions.

• Fees are billed monthly in arrears to accounts under management.
• The fixed portion is collected as 1/12 each month.
• The variable portion applies 0.33% to average-daily-balance of the portfolio each month.
• We’ll outline your exact setup in your client agreement.

We custody managed accounts at Fidelity Investments so there are no custodial or platform fees for Sachetta clients. However, you may still see:

• Company-sponsored retirement plan fees that vary by employer (e.g., plan recordkeeping/administration and the plan’s fund expenses).
• Occasional service charges (e.g., wire requests) and any regulatory pass-through fees that may apply to certain trades.
• ETF and mutual fund expense ratios.

We’ll help you understand and minimize these wherever possible.