Life is full for the Sandwich Generation: you’re raising kids and helping a parent—while trying to keep your own plan moving. Common knots we help untangle:
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Funding kids and retirement: balancing education/support with long-term savings, setting clear trade-offs and targets for each.
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Parent care & family roles: choosing home care vs. assisted living, discussing how to pay, confirming decision authority, and aligning adult siblings.
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Work trade-offs: evaluating reduced hours or leave and the impact on benefits, health insurance, and retirement contributions.
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Taxes in motion: anticipating capital gains, distributions, and financial-aid timing before they create surprises.
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Massachusetts estate tax exposure ($2M threshold): recognizing how home equity and savings can push you over, and planning titling, trusts, and gifting accordingly.
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Busy but overdue planning: updating estate documents and trusts, reviewing insurance, incorporating blended-family changes, and simplifying paperwork with plain-English checklists.