Nick Forgione

Nick Forgione is a Certified Public Accountant and holds a Master’s Degree in Accounting from the University of Massachusetts Amherst. As Accountant with Sachetta, LLC Nick works with individual taxation and wealth management clients.

3 min read

Roth Conversions are More Complicated and More Important After OBBBA

Nick Forgione: Aug 25, 2025

The new “One Big Beautiful Bill Act” (OBBBA) has been making headlines for its sweeping tax law changes. While it didn’t alter Roth IRA rules directly, it quietly changed several considerations in the Roth conversion calculation, which impact your...

Accounting and Tax

2 min read

Wealth Preservation Strategy in Retirement

Nick Forgione: Jun 26, 2025

Wealth preservation in retirement means sustaining your lifestyle without financial stress. It includes covering everyday expenses, preparing...

Wealth Management Retirement Planning

Purchasing a second home is possible with strategic vacation property planning. A family sits on the deck of their vacation home.

3 min read

Financial Planning for Second Homes and Vacation Properties

Nick Forgione: Jan 29, 2025

Many people spend years daydreaming about the vacation home they’d like to buy someday. Sitting down with your financial advisors to talk about...

Financial Planning

Mother and son in the kitchen. Investment planning strategies for parents.

3 min read

Investment Planning for Parents of Young Children

Nick Forgione: Nov 22, 2024

From your living room layout to your investment planning strategy, having young kids always changes things. Parents of young kids can use investment...

Investment Planning Investment Strategies

Young family sitting on sofa reading a book together in the living room. Investment planning.

3 min read

Investment Planning for Millennials: 5 Questions to Consider

Nick Forgione: Aug 21, 2024

It shouldn't surprise anyone that millennials tend to approach investment planning differently than their parents and grandparents. A recent Bank of...

Investment Planning

A wedding party toasts a bride and groom at an outdoor reception. Newlywed couples should learn about the marriage tax penalty and how to plan for it.

3 min read

Marriage Tax Penalty: What High-Income Couples Need to Know

Nick Forgione: Sep 27, 2023

While every new marriage looks different, many newly-married couples have one thing in common: their tax planning needs change. High-income couples...

Accounting and Tax

A couple gives their children piggy back rides as they walk along a pond on conservation land. charitable contributions A couple gives their children piggy back rides as they walk along a pond on conservation land. charitable contributions

3 min read

What Kind of Assets Make the Best Charitable Contributions?

Nick Forgione: Mar 10, 2023

Everyone has their own reasons for choosing the organizations they support with charitable contributions. You might funnel all your charitable...

Financial Planning

Group of friends with skis and snowboards smile in front of a small wooden house. Capital gains rate.

3 min read

Capital Gains Rate Changes to Expect in 2023 and Beyond

Nick Forgione: Jan 18, 2023

Maybe 2023 is the year you finally sell your home and downsize to a condo at the beach. Maybe you’ll sell some pricy collectibles this year and...

Financial Planning