Financial Planning, Tax, and Wealth Insights

Sachetta is a fee-only, fiduciary advisory firm

Our blog delivers practical advice on retirement planning, investing, taxes, estate and legacy planning and more so that your plan, portfolio, and tax strategy all work together.

Every article is written by our advisors to help you make confident decisions for your life's road ahead.

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6 min read

How to Avoid Capital Gains Tax on a Primary Residence

If you’re wondering how to avoid capital gains tax on a primary residence, the key is whether you qualify for the IRS home-sale exclusion (often up to $250,000 of gain, or $500,000 if married) and whether your gain is calculated correctly using...

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sachetta client purchases rental property, turned it into an LLC and uses our rental checklist to ensure she's staying on top of her tax deductions all year round.

6 min read

Rental Property Tax Deductions Checklist

Rental property owners can save time, reduce stress, and protect more deductions by keeping records throughout the year instead of scrambling at...

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Trendy happy senior retired couple moves to sunny Florida from MA to enjoy their retirement years

4 min read

Leaving Massachusetts for Florida? How to Establish Residency the Right Way

What do Massachusetts residents need to do when moving to Florida to officially establish residency and avoid dual taxation or audit issues?...

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happy married couple at a ski resort, Sachetta suggested it makes sense for them to file separately for their 2026 taxes

6 min read

Married vs Single Tax: How Marriage Changes Your Tax Picture

Filing status can change your tax brackets, your standard deduction, and when certain “extra” taxes kick in. The married vs single tax outcome...

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friends at ski resort in 2026, capital gains in 2026

3 min read

Capital Gains Taxes in 2026: What to Know

Capital gains taxes in 2026 may feel straightforward, but the outcome often depends on timing, income, and Massachusetts rules. This guide...

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Father saved for his son with a Trump Account and helps him to walk

4 min read

Saving for Your Child (and Adding Trump Accounts to the Mix)

Trump Accounts are a new option families can consider when saving for a child. The best approach is to start with the goal—college, young-adult...

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friends having coffee together feeling confident this tax season that they have planned their investing with tax planning

8 min read

Tax-Smart Investing: Better After-Tax Results

Tax-smart investing is a calm, coordinated approach to investing and tax planning that helps you keep more of what you earn after taxes and avoid...

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couple on a walk holding hands having a conversation about their investment property tax deductions

3 min read

Tax Deductions for Investment Properties

Tax deductions for investment properties can include necessary expenses, maintenance, legal fees, and more. Knowing how these deductions work...

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couple over 65 enjoying retirement outside on lake happy they chose the Medigap plan

6 min read

Medicare Advantage vs Medigap: Why I Recommend Medigap

It’s easy to feel overwhelmed by Medicare choices. This article is for people who can afford their health insurance options and want fewer...

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couple at lake house whos smart money saving habits allowed them to make this purchase and

8 min read

Your Brain on Money

Explore how hard-wired biases like loss aversion, present bias, and the craving for certainty can quietly derail even smart, well-intentioned...

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